Vendor negotiations

As an agent for your community bank, J. Outlaw Consulting, compares vendor programs, reviews contracts, and negotiates with check vendors to reduce cost and bring in new revenue.

With over 35 years experience in the financial services industry, Jimmy Outlaw has the experience and insight to expertly negotiate on your behalf. His expertise has saved clients millions of dollars.

Our process is simple and straightforward. We review your contract details, and business goals, then you sit back and relax while we handle all the details.  We present you with options, and you select the vendor and terms you prefer.

We are paid a percentage of what we save for you.

It’s really that easy.

Jimmy Outlaw
Let J. Outlaw Consulting handle the nuts and bolts of your vendor agreements.
Free up your team to focus on your business.
Years Experience
Retain Existing Check Provider
$ 5000000 +
In Bank Savings
0 %
Average New Revenue & Savings on Current Contract


Thank you so much for the outstanding contract negotiations you provided on our behalf!  They've proven to be financially beneficial, and we are grateful.

Erin Batey
Chief Communications & Innovations Officer, SVP, Quail Creek Bank, N.A.

It was a pleasure working with Jimmy and Outlaw Consulting to negotiate our check vendor contract. Jimmy was able to negotiate substantial cost savings/enhanced income with our current vendor and other check vendors. We ultimately decided to change vendors. Jimmy was there every step of the way with the project to switch vendors to ensure a smooth transition.  We could not be happier with the change of vendor process which was seamless to our members.  I highly recommend that any credit union or community based bank utilize Jimmy to negotiate their check vendor contract.

Steve Lattuca
Steve Lattuca
SVP and CFO, Heritage Trust FCU

Jimmy was a great help in helping our new bank meet our opening date.  His deep knowledge of the industry helped us navigate our vendor contracts.  I highly recommend you give Jimmy a call and learn how he can help your bank!

Gary McClanahan
Gary McClanahan
Co-Founder, EVP and CFO, Watermark Bank

Working with Jimmy and Outlaw Consulting was the best decision we made to negotiate our check vendor contract. We were able to save more money than we ever expected over the contract term while reducing the cost to our customers. Jimmy speaks the check language and personally knows all the key players from the major check vendors. Glad to have Jimmy and associates with Outlaw Consulting on the SAB team.

Dick Burch
EVP and CFO, South Atlantic Bank

Jimmy was easy to work with on our check contract negotiations and took the work out of our hands. Since he knows the check industry we were able to tailor our new contract to maximize the benefit to our bank. His historical billing review approach was a win for us and our customers. Jimmy was professional and responsive to our questions all the way through to the billing review.

Brett Mills
EVP and CFO, First American Bank

We had no idea just how little we understood the check printing business until we engaged J. Outlaw Consulting to assist us with our most recent contract. We thought we had a pretty good contract, but J. Outlaw Consulting negotiated into our latest check printing contract an annual lift of net revenue well into the six figures with hundreds of thousands of dollars over the contract term, without changing our vendor.

Mark Ingalls
CFO and COO, Dedham Savings Bank—1.4 billion in assets

Thank you for guiding us through the process, we are grateful for your expertise.

Jennifer Weller
COO, Citizens Bank
We have been extremely pleased with the results and service we have received from Jimmy Outlaw and J Outlaw Consulting. Jimmy and his team have a vast knowledge base and we would have never been able to negotiate the deal we received without their assistance. If you are looking to negotiate your checking vendor contracts, you will make a huge mistake if you do not contact Jimmy and his team.
Earl Worley
Earl W. Worley Jr.
Earl W. Worley Jr., Executive Vice President/Chief Operating Officer, KS Bank

how it works

On-Site Meeting

We still believe in the value of a face to face meeting. Jimmy Outlaw will meet with you in person to understand your goals, and review the process and details.

Vendor Negotiations

An in-depth review of detailed billing invoices reveals areas where you can save. Working directly with your vendors, we negotiate better contracts and terms.

Presentation & Selection

Together we objectively discuss each vendor offer. You choose the options and terms that work best for your bank. We'll even notify the vendors for you.

We're with you every step of the way, from contract review, through discussions, selection and for the full term of the new contract. Call any time with questions. We're here to help.


Our team is your team for the entire process. We provide clear information and ongoing support. Some benefits:




Independent Banks of South Carolina
James Paul Group
South Carolina Bankers Association
Community Bankers Bank
Community Bankers Association of Georgia
Speed, Simplicity, Trust, Results.

Need additional services? We have great connections!

From sourcing to creative services, we can recommend an excellent strategic partner.